1. Have you ever bought a game or album and then discovered it’s not what you wanted? If so, next time you should try before you buy! Games and CDs might be available from your local library, so you can borrow them to see if you like them. You can also listen to music online for free before you spend your money.

2. Before splashing out on something expensive, ask yourself what else you could get with the money. For example, the price of a £50 game would also buy you eight trips to the cinema – which will you enjoy more overall?

3. When you go into the supermarket, remember that they’re trying to get you to spend as much money as possible! That’s why they display sweets and other small items near where you queue up to pay. Spend your money wisely!

4. Don’t spend money on expensive birthday, Christmas and greetings cards – make your own! It’s fun, and friends and family will appreciate them much more.

5. A cheap hobby can save you cash! If you spend a lot of money on entertainment, then doing something cheap or free instead will leave you better off. For example, you can buy 100 sheets of origami paper online for £3, which will keep you busy for hours and hours – so you won’t be spending money on expensive trips to the cinema.

If you’re looking for a bargain online, read our guide to staying safe on the internet.

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