TERMS AND CONDITIONS FOR NATWEST POCKET MONEY COMPETITIONS AND PRIZE DRAWS

(a) The competitions and prize draws contained on the Pocket Money website are open to Pocket Money readers who are UK residents. Competitions and prize draws are not open to employees of John Brown Group or The Royal Bank of Scotland group of companies, their families or anyone associated with these competitions or prize draws.

(b) One entry per competition and/or prize draw per person. Entries must be submitted online at www.natwest-pocketmoney.com and received online (or by post where indicated) by the relevant closing date. Entries are not returnable. They, and the copyright for them, become the property of the promoter.

(c) Entries not submitted in accordance with these rules, delayed, damaged, incomplete, altered or illegible will be disqualified. No responsibility is accepted for entries lost, delayed or damaged in transit. Proof of completion online will not be accepted as proof of entry.

(d) For the Newsletter Sign-up (Moshi Monsters Gift Pack) Prize Draw, six winners will be drawn at random on 4 February 2013 from everyone who signed up to receive the Pocket Money email newsletter at www.natwest-pocketmoney.com or sent their name and address to Newsletter Sign-up (Moshi Monsters Gift Pack) Prize Draw, Pocket Money, 136-142 Bramley Road, London W10 6SR between 1 April 2012 and 1 February 2013. The prize comprises one gift pack comprising: one 3-month Moshi Monsters membership card, three 3-day friendship membership cards to invite your friends into the game, one Moshi Monsters "IGGY" toy, collectible Moshi Monsters trading cards, one Moshi Monsters sticker pack, Moshi Monsters postcards, one exclusive Moshi Monsters in-game item and one Moshi Bandz pack. No purchase necessary. There are six prizes available to be won. The prize cannot be exchanged or redeemed. The prize is not transferable and no cash alternative is available. The judge's decision is final and no correspondence will be entered into.

(e) Prize(s) for each competition will be awarded to the entrant who correctly answers the question and who, in the judge's opinion, writes the most apt and original tie-breaker. Each competition will have a separate judge. The competition prizes are as follows.


(i) Booksafe: Four winners will each receive a Booksafe safe-box. The competition closes on Friday 21 December 2012.

(ii) Vtech Twist camera: One winner will receive a Vtech Twist digital camera. The competition closes on Friday 28 December 2012.

(iii) Aston Martin RC car: One winner will receive a remote-control Aston Martin car toy. The car requires 3 AAA batteries, which are supplied. The competition closes on Friday 18 January 2013.

(iv) How to Make Monstrous, Huge, Unbelievably Big Bubbles book: Six winners will each receive a bubble book and wand set. The competition closes on Friday 1 February 2013.

(v) Just Dance 4 Wii game: Two winners will each receive a copy of Just Dance 4 for Nintendo Wii. The competition closes on Friday 8 February 2013.

(vi) Guess Who Extra game: Four winners will each receive a Guess Who Extra board game. The game requires 2 AAA batteries (not supplied). The competition closes on Friday 15 February 2013.


Prizes cannot be exchanged or redeemed. The prizes are not transferable and no cash alternative is available. The judge’s decision is final and no correspondence will be entered into. Entries must be submitted online at www.rbs-pocketmoney.co.uk and are not returnable.

(f) Winners will be informed by letter, phone or email within 14 days of the closing date. The winner’s name and county of residence will be available by telephoning 020 7565 3216.

(g) The winners agree to take part in publicity in connection with this competition and/or prize draw. This may include their name, age and county of residence in a future edition.

(h) If a prize is unclaimed after reasonable efforts have been made to contact the winners, the promoter will be entitled to dispose of the prize as it sees fit without any liability to the winners for having done so.

(i) The promoter reserves the right to alter, amend or foreclose the promotion without prior notice.

(j) The promoter is National Westminster Bank plc, Registered in England and Wales (Registered number 929027). Registered office: 135 Bishopsgate, London EC2M 3UR.


ABOUT POCKET MONEY

Pocket Money is published on behalf of NatWest by John Brown, 136-142 Bramley Road, London W10 6SR; www.johnbrownmedia.com. National Westminster Bank plc. Registered office: 135 Bishopsgate, London EC2M 3UR. Registered in England and Wales (Registered Number 929027). While every care is taken to ensure accuracy, NatWest, the publishers, authors and printers cannot accept liability for errors or omissions. Any artwork will be accepted at owner’s risk. All rights reserved. No part of this publication may be reproduced in any form without the written permission of the copyright holder and publisher, application for which should be made to the publisher. Opinions expressed on this website are not necessarily those of NatWest or the publisher. Calls may be recorded. Use of this website is also bound by the following NatWest terms and conditions.


TERMS AND CONDITIONS FOR UPLOADING OF MATERIAL

By sharing any contribution (including any text or photographs) with Pocket Money you agree to grant to Pocket Money, free of charge, permission to use the material in any way it wants (including modifying and adapting it for operational and editorial reasons) for the Royal Bank of Scotland group of companies (the Group) services in any media worldwide. In order that Pocket Money can use your contribution, you confirm that you have the right to give Pocket Money permission to use it for the purposes specified above, and that you have the consent of anyone who is identifiable in your contribution or the consent of their parent/guardian if they are under 16. If you do not want to grant Pocket Money the permission set out above on these terms, please do not submit or share your contribution with www.natwest-pocketmoney.com. If you have any questions about contributing content to Pocket Money, please contact us via the You Say section.


WHO WE ARE

We are a member of The Royal Bank of Scotland Group (the Group). For information about our group of companies please visit www.natwest.com and click on 'About Us', or for similar enquiries please telephone 0131 556 8555 or Minicom 0845 900 5960.